AI Agents for Accounts Receivable

Spinal chases your unpaid invoices — by email, phone, and text — and handles every dispute until you get paid.

Trusted by leading institutions

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Enzo
Checkout.com
14 Peaks
Isaacus

How it works

We use AI to help companies get paid faster

Results

AI that actually does the work and knows every customer

Spinal is solely focused on getting you paid faster.

30%

reduction in days to payment

6x

increase in response rate

80%

reduction in AR manual work

Integrated

Fits into your existing systems

Spinal connects to your finance tools and supports your current workflow. There’s no need to change how your team operates.

FAQ

Answers to questions you may have

Zero.

Spinal is built for modern finance teams looking to automate their financial operations. Whether you price by subscription, usage, or outcomes, we help you monetise your products with visibility on costs.

Just sign up and upload a contract. We’ll get started on getting your revenue collected right away.

We support OpenAI, Anthropic, Perplexity, Mistral, Gemini, VoyageAI, ElevenLabs, Deepgram, FireCrawl, SerpAPI, Scraping Bee and the list is growing. Let us know which tool you’d want and we will get it sorted if we don’t already have it.

Yes. Spinal leverages OpenTelemetry to capture every event an agent triggers — from LLM calls to third-party APIs — including retries and wasted usage. This gives you a complete picture of what each workflow really costs.

Yes. Spinal lets you model new pricing strategies using your actual usage and cost data. You can test different structures — from subscriptions to usage-based or outcome-based pricing — and instantly see how they would affect revenue & margins, all before getting it signed.

Stripe handles payments. Spinal is the agent that gets you paid — what to charge, why, and how to collect. You can still use Stripe to process payments while Spinal powers the pricing, invoicing, cost tracking and revenue logic. Ask us about our Stripe integration!

Latest

Insights and resources

Billing
May 12, 2026

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Most AR tools wait for problems. Spinal goes looking for them.

AI to help finance teams chase every invoice, speak to customers and solve payment blockers.